1776 N Royal Oaks Drive Monticello, IN 47960

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Walkout Ranch • 57Y Old

$499,900

1776 N Royal Oaks Drive

4 Bedrooms 1 on Main Level
3 Bathrooms 2 Full, 1 Half
2752 sqft
0.57 Acres
3 Car Garage Attached 30 × 32 (960 sqft)
Property Description

Welcome to this beautifully updated ranch-style home with a walkout basement, located in the highly desirable Royal Oaks Subdivision on Upper Lake Freeman. With 100 feet of water frontage, this property offers a rare combination of peaceful surroundings and stunning views in a one-of-a-kind setting. Step inside to find a thoughtfully designed layout that’s perfect for both everyday living and entertaining. The main level features a spacious living room with a fireplace and access to a lakeside deck, while the lower level offers a cozy family room with a second fireplace—with access to a lakeside patio. This home includes 3 to 4 bedrooms and 2.5 bathrooms, including a main-level primary suite with private deck access and water views. The kitchen is equipped with stainless steel built-in appliances, stone countertops, and ample cabinetry. Enjoy the outdoors with an upper deck, lower patio, and fenced backyard, all overlooking the serene lake/river. Additional features include a three-car attached garage, tasteful updates inside and out, and multiple living spaces that make this home truly special. Don’t miss the chance to own this waterfront gem in one of the area’s most sought-after neighborhoods!

Directions

North on Main St, right onto Francis St, turn right after the bridge and right again onto Royal Oaks, property is on the right.

Amenities

Hot Tub/Spa, Breakfast Bar, Built-In Bookcase, Cable Ready, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Deck Open, Deck on Waterfront, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Pantry-Walk In, Patio Covered, Utility Sink, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Garage-Heated

Sale Includes

Dishwasher, Microwave, Refrigerator, Washer, Cooktop-Gas, Dryer-Electric, Oven-Built-In, Water Softener-Owned

Map to 1776 N Royal Oaks Drive, Monticello, IN 47960

Property
MLS # 202516276
Date Listed 2025-05-06
Status Active
Property Type Residential
Property SubType Site-Built Home
Square Feet 2752 sqft
New Construction No
Style Bi-Level
Type Site-Built Home
Basement Yes
Bedrooms 4
Bathrooms 3 (2 Full, 1 Half)
Annual Taxes $2,481.54
Year Taxes Payable 2025
Year Built 1968
Virtual Tour propertypanorama.com »
Days on Market 27
Additional
Design Walkout Ranch
Cooling Central Air
Heating Gas, Forced Air
Garage Attached
Hardwood Floors 1
Room Dimensions
Living Room 26 × 15 Main Level
Family Room 23 × 16 Lower Level
Kitchen 16 × 9 Main Level
Master Bedroom 14 × 14 Main Level
2nd Bedroom 12 × 12 Lower Level
3rd Bedroom 12 × 10 Lower Level
4th Bedroom 11 × 10 Lower Level
Bathroom Locations
Full Baths 1 Main, 1 Lower
Half Baths 1 Main
External Features
Construction Site-Built Home
Exterior Brick,Vinyl
Lot Size 24,829 sq ft
Acreage 0.57 Acres
Lot Dimensions 100 X 250
Sewer Regional
Water Well
Fence Metal
Location
Area White County
Location Lake, Rural Subdivision
County White
Subdivision Royal Oak(s)
Township Union
City Monticello
State IN
Zip 47960
Schools
School District Twin Lakes School Corp.
Elementary Meadowlawn
Middle School Roosevelt
High School Twin Lakes
Financial
Assoc. Dues $0.00 Not Applicable
Other Fees $500.00 Annually

MLS# 202516276
Listing Provided Courtesy of Bart Hickman
REAL ESTATE NETWORK L.L.C
Cell: 574-870-4269

Listing updated May 7, 2025 at 11:00 am
Last checked 16 minutes ago

IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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