TIPS: Preparing to Buy a Home

Before you are ready to set out on the home buying experience of a lifetime, there are a few things that will make the process simpler and easier.

Finances: Shop for mortgage rates and terms; Pre-qualify for a Loan

Financing is a big part of the home buying process. Rates, terms, special products all contribute to the monthly mortgage cost. Also take the time to pre-qualify for the price of home. A qualified buyer always gets the attention of a seller.

Make a list of what you want

What are you looking for in a home? Make a list of must haves: ex: three bedrooms, two baths, etc - then make a list of features that would be extras, like a whirlpool bath. This will help you stay focused and help insure you get the house you need.

Common things to look for in a new home:

  1. Space for family, pets, and entertaining
  2. Garage and storage space

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